51 replies to this topic

[Luca]

Was going to put this in Daily Bollox but need a bit of urgent advice...

Ran into a bit of money problems this month, anyway i missed my car insurance payment. Rang them up and they said i had till 22nd at 9pm to pay otherwise my policy would be cancelled...

Scraped the money together over last few days, drove to bank and put it in my account at lunch, rang up insurers and they told me my policy had been cancelled. Argued with them over the phone and etc but got nowhere.

Drove back to work to setp up a new insurance with a different company and a copper was stood scanning cars as i drove past. Does anyone know if they scan for insurance? Would they have stopped me there and then or will i get something through the post? This is the first time i've missed a payment on my insurance.

Just read online and it says you're given 6-8 points, i've only been driving for 14 months so i get double points so i imagine i will lose my license, hence why i'm bricking it!

Any help/advice will be appreciated.

[Stevie Wonder]

It depends if he was just using a speed gun, or an ANPR device. I would have thought it would have only been a speed gun... was he using it at a place where its common for there to be speeders?

Anyway even if you do get the letter through the post and worst comes to worse... you can always explain the situation, and take it to court in a worst case senario?

[Barry Shitpeas]

your probably still 'insured' to the police as it takes afew days for new or cancelled policies to show on database, check on askmid.com

edit: youd of probably been pulled if you were showing as uninsured.

Edited by Barry Shitpeas, 22 February 2012 - 02:04 PM.

[Luca]

Stevie Wonder, on 22 February 2012 - 02:00 PM, said:

It depends if he was just using a speed gun, or an ANPR device. I would have thought it would have only been a speed gun... was he using it at a place where its common for there to be speeders?

Anyway even if you do get the letter through the post and worst comes to worse... you can always explain the situation, and take it to court in a worst case senario?

Yeah, in fairness it's a 30 but quite rural so a lot of people do speed.
Thing is the insurers have said they've sent me letters an phoned me, which they haven't! So it's my word against theres

[Luca]

Barry Shitpeas, on 22 February 2012 - 02:03 PM, said:

your probably still 'insured' to the police as it takes afew days for new or cancelled policies to show on database, check on askmid.com

edit: youd of probably been pulled if you were showing as uninsured.

I've set up a new insurance now though, so it will say I'm insured.

That's why I was wondering if I would get something thought the post

[Barry Shitpeas]

Luca, on 22 February 2012 - 02:06 PM, said:

I've set up a new insurance now though, so it will say I'm insured.

That's why I was wondering if I would get something thought the post

i swapped companies at start of month and for 3 days i showed up as uninsured on database according to the website, think it takes a day or two to show up

[Luca]

Barry Shitpeas, on 22 February 2012 - 02:08 PM, said:

i swapped companies at start of month and for 3 days i showed up as uninsured on database according to the website, think it takes a day or two to show up

Cheers for the help, Do the police use the same database as that askmid.com?

[Barry Shitpeas]

Luca, on 22 February 2012 - 02:12 PM, said:

Cheers for the help, Do the police use the same database as that askmid.com?

yeah, i think so, i know the dvla use it, im guessing its the central database for police and dvla to check

[Eddie the Last Waltz Gray]

I need somebody help not just anybody help

[Luca]

Bates-iz-Satan, on 22 February 2012 - 02:17 PM, said:

Mate firstly calm the fuck down, you're just feeling guilty because you know there is problems with your insurance, you see a copper and bingo the fucking anxiety kicks in.

YOU WILL BE FINE, JUST GET ANOTHER POLICY SORTED, it will take a few days for the cancelled policy to be activated , in reality you have learned that your previous insurance company are a bunch of cunts and you might get a better deal with a new deal.

Good luck mate

MOT

Sorted a new policy within 20 minutes!!

Hastings Direct - bunch of cunts

[Junction 59]

Drop me a text with your details and i'll get it checked. Or pm me.

Edited by Junction 59, 22 February 2012 - 02:33 PM.

[Luca]

Junction 59, on 22 February 2012 - 02:32 PM, said:

Drop me a text with your details and i'll get it checked. Or pm me.

PM sent

[Luca]

Looks as though i'm ok chaps!

Thanks for the help!

[jacko]

If they were scanning for insurance you would of been pulled straight over, the keys taken off you and your motor would of been towed away to a depot where you get so many days to produce your documents other wise it would be crushed.
It seems you have got away with it but looking at your car crushing it might not be a bad thing.

[Junction 59]

Luca, on 22 February 2012 - 03:21 PM, said:

Looks as though i'm ok chaps!

Thanks for the help!

The bad news is that you are being fleeced insurance wise. Let N know when you are up for renewal.

[Luca]

jackolu11, on 22 February 2012 - 03:29 PM, said:

If they were scanning for insurance you would of been pulled straight over, the keys taken off you and your motor would of been towed away to a depot where you get so many days to produce your documents other wise it would be crushed.
It seems you have got away with it but looking at your car crushing it might not be a bad thing.

Cheeky bastard

[Googlewhite]

jackolu11, on 22 February 2012 - 03:29 PM, said:

If they were scanning for insurance you would of been pulled straight over, the keys taken off you and your motor would of been towed away to a depot where you get so many days to produce your documents other wise it would be crushed.
It seems you have got away with it but looking at your car crushing it might not be a bad thing.

Take it by your comments he's probably got a corsa?

Edited by the Ghoul from Goole, 22 February 2012 - 04:04 PM.

[Luca]

the Ghoul from Goole, on 22 February 2012 - 04:03 PM, said:

Take it by your comments he's probably got a corsa?

Good guess!
Needed something cheap to buy, run and insure. was only 20 when Passed and even that raped me on insurance!

[Googlewhite]

Luca, on 22 February 2012 - 04:30 PM, said:

Good guess!
Needed something cheap to buy, run and insure. was only 20 when Passed and even that raped me on insurance!

Don't matter what your car is mate, it's better than walking!!