51 replies to this topic

[FORTRESS]

Junction 59, on 22 February 2012 - 03:31 PM, said:

The bad news is that you are being fleeced insurance wise. Let N know when you are up for renewal.

Mine is up for renewal in March. What can N do for me?

Glad you're sorted Luca. Bunch of wankers are insurers.

[Luca]

Junction 59, on 22 February 2012 - 03:31 PM, said:

The bad news is that you are being fleeced insurance wise. Let N know when you are up for renewal.

Aye she said to let her know next year!
Owe you Both a beer

[Junction 59]

The Boy Muldoon, on 22 February 2012 - 04:46 PM, said:

Mine is up for renewal in March. What can N do for me?

anything for a bottle of wine

[Fev]

what price was ya paying, just insured the young un, shes 18, we got her a 1.2 vw polo se, £1440 quid fully comp

[jacko]

Fev, on 22 February 2012 - 05:36 PM, said:

what price was ya paying, just insured the young un, shes 18, we got her a 1.2 vw polo se, £1440 quid fully comp

Thats not bad to say she's 18 and fully comp

[Luca]

Fev, on 22 February 2012 - 05:36 PM, said:

what price was ya paying, just insured the young un, shes 18, we got her a 1.2 vw polo se, £1440 quid fully comp

She on your insurance?

Disgusting that it's cheaper for females, although I believe change in the law means they have to quote same regardless of gender from Dec?

I was 20 and got a 1 litre corsa which cost me £1800 for first year fully comp!
Now just over £1k with one year No claims!

[FORTRESS]

They shouldn't be able to discriminate against young people. Don't understand how they are allowed to....

[Batesout]

Luca, on 22 February 2012 - 05:57 PM, said:

She on your insurance?

Disgusting that it's cheaper for females, although I believe change in the law means they have to quote same regardless of gender from Dec?

I was 20 and got a 1 litre corsa which cost me £1800 for first year fully comp!
Now just over £1k with one year No claims!

I don't understand how they get away with it. Imagine the outrage if they charged blacks more than whites.

[Fev]

jackolu11, on 22 February 2012 - 05:39 PM, said:

Thats not bad to say she's 18 and fully comp

got quoted 2500 at first but once me and her mum went on the policy it went down to 1550 then we put her mothers 2 seater merc on a multi car with them and it went down to 1440 and the missus only has to pay just 30 quid for 3 months insurance now

Edited by Fev, 22 February 2012 - 06:41 PM.

[jacko]

Fev, on 22 February 2012 - 06:41 PM, said:

got quoted 2500 at first but once me and her mum went on the policy it went down to 1550 then we put her mothers 2 seater merc on a multi car with them and it went down to 1440 and the missus only has to pay just 30 quid for 3 months insurance now

Will she still get no claims discount will other drivers included in the policy?

[clive of otley]

The Boy Muldoon, on 22 February 2012 - 06:05 PM, said:

They shouldn't be able to discriminate against young people. Don't understand how they are allowed to....

It's not discriminating though is it? Insurers are simply charging a price consistent with the risk involved. Admittedly some insurers take the piss, but no one moans that people who live in rough areas are discriminated against for dearer home insurance.

Cunts with no insurance and scamming fuckers are the real villains in driving premiums up imo

[Fev]

jackolu11, on 22 February 2012 - 06:53 PM, said:

Will she still get no claims discount will other drivers included in the policy?

aye, and our lass gets a full years just for the 3months shes with them

begbie, on 22 February 2012 - 08:47 PM, said:

Admiral decent (quotes) for multi car policies.

Thats them

[FORTRESS]

clive of otley, on 22 February 2012 - 06:58 PM, said:

It's not discriminating though is it? Insurers are simply charging a price consistent with the risk involved. Admittedly some insurers take the piss, but no one moans that people who live in rough areas are discriminated against for dearer home insurance.

Cunts with no insurance and scamming fuckers are the real villains in driving premiums up imo

Yes, they are cunts no doubt.

I think charging a young person a higher premium because other young people have been bad drivers is unfair.

[DC.]

The Boy Muldoon, on 22 February 2012 - 10:53 PM, said:

Yes, they are cunts no doubt.

I think charging a young person a higher premium because other young people have been bad drivers is unfair.

Should base it on experience then. A 17 yo who has just passed should pose the same risk as a 27 yo who just passed.

[FORTRESS]

DC., on 22 February 2012 - 10:55 PM, said:

Should base it on experience then. A 17 yo who has just passed should pose the same risk as a 27 yo who just passed.

That would be a bit fairer.

Personally speaking I went 5 years from passing with not so much as a scraped wheel trim, then wrote my car off. I'm probably a worse driver now than I was when I passed. Too relaxed and complacent.

On the other hand some of these little scrotums in their Vauxhall Nova's tear-arsing out of McDonald's carparks and that drive with one hand down their pants and the other on the wheel are an accident waiting to happen, but I feel it unfair to tar everyone of that age group the same and they wouldn't be allowed to do it to many other sections of society.

My mum is 60-odd and been driving for a long time, but if she went on a motorway she would cause a pile up. I think her insurance is about £300-400 just cos she's older.

[We are Leeds]

DC., on 22 February 2012 - 10:55 PM, said:

Should base it on experience then. A 17 yo who has just passed should pose the same risk as a 27 yo who just passed.

And after a few years of driving the gender should have no effect on the premium.

[Tommy Vercetti]

DC., on 22 February 2012 - 10:55 PM, said:

Should base it on experience then. A 17 yo who has just passed should pose the same risk as a 27 yo who just passed.

This statement is spot on for me. Age or sex should mean nothing.